Posted by on Jan 1, 2010 in Tips | 0 comments

As I say goodbye (many might say good riddance!) to 2009, I was thinking what a year it has been. It has been challenging, difficult,  and definitely different than what we were used to in previous years. Many  lost their homes or their jobs.  Others hung in there but dealt with serious challenges. Most of us were affected in some way or had friends and...

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